Areas of Practice
Specialized legal representation in Bankruptcy, Foreclosure Defense, Debt Settlement, and Tax Law.
Bankruptcy
We negotiate with creditors on your behalf and represent you in Bankruptcy proceedings to help you achieve a fresh financial start.
Chapter 7 Bankruptcy
Eliminate most unsecured debts — credit cards, medical bills, and personal loans — giving you a true fresh start. The process typically takes 3-6 months. Many clients keep their home, car, and retirement accounts through available exemptions.
Chapter 11 Bankruptcy
Reorganize debts while continuing business operations. Ideal for small business owners who want to keep their business running while restructuring financial obligations through a feasible reorganization plan.
Chapter 13 Bankruptcy
Keep your property while repaying debts over a 3-5 year period through a court-approved repayment plan. Save your home from foreclosure, make up missed payments, and keep all of your property.
Debt Relief & Discharge
The legal elimination of your obligation to pay certain debts. We ensure you receive the maximum discharge available under the law, protecting exempt assets and handling creditor objections.
Foreclosure Defense
If your home is under threat of foreclosure, reach out to us so we can help protect your most valuable asset.
Loan Modification
Permanently change the terms of your mortgage to make payments more affordable. We negotiate directly with your lender to reduce your interest rate, extend your loan term, or reduce the principal balance.
Foreclosure Prevention
We act quickly to explore every available option — from temporary forbearance to permanent solutions — to stop the foreclosure process. We review mortgage documents for lender violations and pursue litigation when necessary.
Short Sale Negotiation
When keeping your home isn't feasible, a short sale may be the best alternative to foreclosure. We negotiate with your lender to accept a lower sale price and work to release you from any deficiency balance.
Mortgage Disputes
We investigate your mortgage history and hold lenders accountable for predatory lending practices, improper servicing, wrongful fees, or violations of federal and state lending laws.
Debt Settlement
We negotiate directly with creditors to reduce your outstanding balances and help you regain financial control.
Creditor Negotiations
Direct negotiation with creditors often results in 40-60% reductions to outstanding balances. As licensed attorneys, we can threaten and pursue litigation against creditors who violate your rights.
Debt Consolidation
Combine multiple debts into a single, manageable payment. We provide legal advice tailored to your complete financial picture, ensuring you choose the best option for your long-term interests.
Collection Defense
The FDCPA prohibits abusive, deceptive, and unfair collection practices. We send cease-and-desist letters, challenge improperly documented debts, and pursue claims against violating collectors.
Wage Garnishment Relief
We act quickly to challenge improper garnishments and explore legal options to stop or reduce the amount being taken from your paycheck, including exemptions, negotiations, or bankruptcy protection.
Tax Law
We represent you before the IRS, Franchise Tax Board, or Board of Equalization with the expertise of an LL.M. in Taxation.
Tax Audits & Appeals
We represent you throughout the entire audit process, from initial response to appeals. With our LL.M. in Taxation, we bring specialized expertise that general practitioners simply don't have.
IRS Dispute Resolution
We handle Offers in Compromise, Installment Agreements, Penalty Abatement, Innocent Spouse Relief, and Currently Not Collectible status. Our goal: resolve your tax liability for the least amount legally possible.
Tax Planning & Compliance
Proactive tax planning including entity selection, retirement planning, real estate tax strategies, and multi-state tax compliance to minimize liability while maintaining full compliance.
Criminal Tax Litigation
Experienced defense against allegations of tax evasion, tax fraud, failure to file, and related criminal tax matters. Early intervention is key — contact us immediately if you suspect you may be under investigation.